Online shopping is more important these days. As it is very easy, save time and you get the value of your money. But you are unaware with the fact that it is an open door for hackers. Hackers made our online surfing a headache. They can create a program, to catch your credit card details and can sell it in black market which can be used as an identity theft. According to the report there are 18 customers that are affecting by the credit card frauds. Most of the hackers fraudulently use your credit card and debit card. Credit cards are so much in trend that whenever we go outside we use debit or credit card for shopping. It is very easy to swipe the card at checkout. Most the stores encourage using debit or credit cards for electronic payment systems. But on the same time this practice is very profitable for hackers. Through this blog you will learn how to protect yourself from credit card theft.
Some important tips that should be followed while shopping online:
1. Check the terms of your credit card –
You need to find out what could be your charge if your card is at risk. Some credit card gives total cover against the fraud and other limited cover.
2. Submit your information carefully –
There are many sites that ask lots of information before purchasing any good. Just avoid such companies as the information is likely to be compromised.
The site should give particular assurance that respect your privacy and will never sell your information to third party.
4. Look at the address on the website –
The address will tell you whether the site is secure or not. Normally the address of any website starts with http:// but if the website address starts with https:// then it is a secured site. It is a very important information because it gives you the assurance of safety.
5. Avoid using credit card on public terminals –
If you are in Cyber cafe or Internet cafe avoid purchasing because you’re confidential details can be compromised.
6. Assured security settings–
If you are not satisfied with the security setting but you want to make purchase then use a virtual credit card for such type of transaction. This facility is available for most of the credit card users. It has a unique number that can be used only once so if the hacker tries to capture that number it cannot be used any more. And that virtual credit card number is not your original credit card number.
As no one in this world can guarantee that you are safe while doing online shopping. It is up to you that whether you want to stay safe or not. You need to work hard to stay safe. A fear of being hacked will always hang at you back and will ask how to make your online shopping safe?